The bankruptcy process allows for a fresh start for people and businesses but also provides certain rights for creditors that are owed money. DSK Law represents both debtors and creditors in various types of cases. Depending on whether the bankruptcy case provides for liquidating assets to pay debts and discharging any unpaid balances (liquidation) or by creating a plan for the orderly repayment of creditors (reorganization) we are prepared to handle it.
Most bankruptcy cases are filed under the three main chapters of the Bankruptcy Code – Chapter 7, Chapter 11, and Chapter 13. Bankruptcy cases can only be filed in federal courts and cannot be filed in a state court. As such, several attorneys in our firm are licensed to practice in all three federal district courts in the State of Florida (Northern, Middle and Southern Districts) as well as the 11th Circuit Court of Appeals and the United States Supreme Court and have full e-filing privileges in these courts.
We have attorneys experienced in providing counseling and services to debtors who want to file a personal bankruptcy and who need help dealing with credit card debt, foreclosure or medical bills. Our attorneys will be with you at every stage of the process to provide options, answer questions and give you the advice you need to get a fresh start.
Additionally, several attorneys at the Firm exclusively represent creditors in bankruptcy cases. We have handled complex claims for businesses, insurance companies, loan servicers, lenders, judgment creditors and local governments involving leases, priority of claims, secured claims, mortgage foreclosures, lien stripping attempts and non-dischargeability challenges. Further, we have defended creditors in all manners of cases such as Fair Debt Collection Practices Act, Florida Consumer Collection Practices Act, Telephone Consumer Practices Act, and stay violation cases.